Purchase and pay later by selecting one of our flexible finance options today.
Spread the fee choose a month-to-month Plan
Purchase Now Pay Later spend nothing for approximately year
The 1st Step
Include any item over ?275 and you may select finance by picking ‘V12 Finance’ at the re payment phase within our checkout.
Choose your plan. You can expect 24, 36 & 48 thirty days plans with our V12 Finance option into the checkout.
Fill out your details and complete the application for credit. Interest is fixed at only 19.9%APR. In the event the application works you need to e-sign your finance contract at the earliest opportunity to secure your favored distribution date.
So how exactly does furniture finance work?
Versatile payment choices can be obtained on all products over ?99, making those big opportunities easier to handle.
And all sorts of it can take is a easy application. You can elect to distribute the price over so long as 48 months utilizing our V12 Finance repayment option at a price of simply 19.9%APR.
Purchase value (money cost) ?400, total quantity of credit ?400 without any deposit to cover, 19.9% agent APR, yearly interest rate 10.17% fixed, 12 monthly premiums of ?36.72, total quantity payable ?440.64.
Illustration of a ?500 purchase
Here’s a dining table we’ve come up with utilizing a ?500 purchase instance, take a peek to observe how re re payments are divided.
|Term||Provider||Representative APR (Fixed)||Min Invest||Deposit||Payments||Complete Payable|
|48 Months||V12 Finance||19.9%APR||?275||?50 Deposit||?13.28 per month||?687.44|
|36 Months||V12 Finance||19.9%APR||?275||?50 Deposit||?16.33 per month||?637.88|
|two years||V12 Finance||19.9%APR||?275||?50 Deposit||?22.52 per month||?590.48|
The answer that is short, you almost certainly are! Our credit providers execute credit checks and both have actually a couple of key demands for providing finance, please make certain you meet these simple demands